You rarely notice the $10 per paycheck that goes to your long-term disability (“LTD”) Insurance – until you need it. Illness and injuries can lead to you being off work for weeks, months, and maybe years. Your LTD insurance is supposed to provide you with 50% or more of your earnings, if you meet the [...]
"Lisa, Thank you very-very-very-very much. I really scored with an awesome attorney. Thank you for being so trustworthy. Super kudos to Melissa. Wow, she is so good at what she does. Thank you to the receptionists who were always so friendly and knew why I was there. Everybody has been so awesome. Words cannot express [...]
"Attorney Schiffman and his staff were professional and efficient throughout the entire process of settling my case. I would highly recommend Schiffman Law." — Lisa S.
A long-term disability (LTD) policy covers a part of an employee’s income should they become incapacitated. Some employer’s offer LTD coverage as part of the employee benefits package. You may purchase one yourself if your employer does not offer it. Buying LTD insurance is the easy part. Making a claim, on the other hand, is [...]
Approximately one-fourth of the total applicants for Social Security Disability list some form of mental disorder as their primary impairment. The majority of the mental impairment claims include anxiety disorders, bipolar disorders, and depression. However, such claims are difficult to win if you do not understand how the SSA reviews such claims or know the [...]
All companies have some form of metrics set up to help them gauge the performance and engagement of their employees. A few decades back, companies focused on performance management, as they believed that clear objectives, the right strategy and vision, people with skill sets, and alignment toward their goals were the key to creating a [...]
It’s normal to get anxious. But if your worries or fears are excessive, don’t go away, and only get worse over time, you may be suffering from anxiety which can begin to interfere with your ability to do everyday tasks or live your life. If you suffer from a severe form of anxiety, will it [...]
If you or a loved one feel that you are entitled to social security disability benefits, it’s important to talk to an attorney with extensive experience in this area of the law before, during, and after the application process. The attorney can help you navigate the application process and help you give you the best [...]
"When I first met with Alan I was very naive and declined to use him and thought I could get approved myself. 16 months later I came back to him and signed on humbled and desperate too Alan predicted on that first day how my case would go. We went to my hearing and I [...]
"Mr. Melkonoff was very honest and he is well educated about disability laws in proving my case,and the staff at the Schiffman Law Office,were very helpful and kind, and I highly recommend this law office, and Attorney Mr. Melkonoff and give them a 5 star rating."