Why You Need a Lawyer when Seeking Long Term Disability Benefits

Long Term Disability (LTD) companies often don’t play fair when it comes to approving, or more aptly, denying claims. The bottom line is that they are in business to make money and therefore, paying out to every applicant is not feasible. They are well aware of every loophole that exists and every ploy to make […]
5 Things That Help When Applying for SSDI Benefits

When applying for social security disability insurance benefits, many think that it will take years to get the earnings they need to qualify or that it is impossible to get approved in the first place. While it is true that 2/3 of SSDI applicants have to apply more than once and some might not get […]
Long-Term Disability Claims

You rarely notice the $10 per paycheck that goes to your long-term disability (“LTD”) Insurance – until you need it. Illness and injuries can lead to you being off work for weeks, months, and maybe years. Your LTD insurance is supposed to provide you with 50% or more of your earnings, if you meet the […]
Evidentiary Requirements for Proving Long-Term Disability
A long-term disability (LTD) policy covers a part of an employee’s income should they become incapacitated. Some employer’s offer LTD coverage as part of the employee benefits package. You may purchase one yourself if your employer does not offer it. Buying LTD insurance is the easy part. Making a claim, on the other hand, is […]
What to Disclose to Your Social Security Disability Attorney
If you or a loved one feel that you are entitled to social security disability benefits, it’s important to talk to an attorney with extensive experience in this area of the law before, during, and after the application process. The attorney can help you navigate the application process and help you give you the best […]
Filing for Disability: Do You Qualify for Social Security Disability Benefits?
Understanding the social security disability laws can be difficult. It may seem like one person you know who you think can work was quickly and easily approved for benefits, while others who really look to be unable were denied. Knowing more about the rules and regulations that govern the disability approval process may help you […]
In the News: Workplace Injury at Factories
Regulations concerning worker safety have vastly improved working conditions on factory floors since the birth of manufacturing. Still, even now, workers face conditions that can lead to accidents or long-term injuries. Repetitive motion, extreme temperatures, hazardous materials, and heavy machinery all create risk. Recent Complaints About Working Conditions in US Factories A recent law has been […]
Understanding Types of Disability Insurance in Arizona
If you have been injured, it’s important to understand the different kinds of disability insurance in Arizona. If you’re facing obstacles obtaining your due insurance payouts, don’t give up. Contact the Arizona disability lawyers at Schiffman Law Firm. SSI Short for Supplemental Security Income, this is a form of need-based assistance for low-income individuals. Unlike […]
Is it Beneficial to File for Both WC and Short Term and/or Long Term Disability Benefits?
The best social security disability lawyers discuss all of the options with their clients, which is why the issue of workers compensation and disability benefits is a common subject that comes up when people are seeking legal advice about workplace injuries. Disability benefits can come from private coverage as well as through government employment. Employees […]
The Long Term Disability Process Can Be Difficult, But Arizona Disability Attorneys Can Help
If you have been injured at work you know how important it is to access disability benefits. When you are physically unable to work due to a disability, you have several options you can pursue to continue to have the income to pay your bills and otherwise stay afloat. You may well have access through your […]