When working a construction job, you might expect your employer to offer workers’ compensation insurance. More often than not, they do, but there are often complications when it comes to claiming workers’ comp for construction accidents. Understanding these complications, how to avoid them and what to do should one occur is important. Should you run into any potential issues with your worker’s comp claim, reach out to the Schiffman Law Office.
What To Do If You’re Injured At A Job Site
If you are injured on the job, report the injury right away. Make sure to report it in writing as well so you can keep a physical record of the report. The employer should provide you with a claim form right away. The claim cannot process without the completion of the form, so make sure you receive it when reporting. Once you have completed the form, file it immediately. The longer you wait, the more potential there is for complications.
Insurance Doctor
You are required to see the insurer’s doctor at least once. This may feel uncomfortable if they are not your usual primary physician. However, you have the right to obtain a second opinion from your own doctor. If possible, schedule an appointment with your doctor first in order to compare what your doctor says with what the insurance company’s doctor says. Take note of the diagnosis, recommended treatment and recovery time.
Determining Liability At Construction Sites
Some of the complications arising from construction site injuries have to do with the nature of a construction site. You may have been injured by faulty equipment, or a third party like a contractor or property owner may be at fault instead of your employer. File for worker’s comp as soon as you are injured even if you are unsure of where the fault lies. Then contact an attorney to help you determine the next course of action.
You need to be able to pay your living expenses and medical bills, and if the money doesn’t come from worker’s comp, it’s likely you still have options. Contact the Schiffman Law Office today for a free consultation.
